Universal Healthcare

Brazil SUS (Sistema Único de Saúde) Universal Healthcare System

Brazil's Sistema Único de Saúde (SUS) is the largest government-run public healthcare system in the world, providing completely free medical services—from primary care and emergency treatment to organ transplants and HIV/AIDS therapy—to approximately 220 million people. Established by Federal Law 8.080 of 1990 and grounded in Article 196 of the 1988 Brazilian Constitution, SUS guarantees universal, integral, and equitable healthcare to every person on Brazilian soil, including foreigners, with no premiums, co-pays, or enrollment fees.

Type: Benefit Amount: Entirely free at the point of service Deadline: Rolling Location: Brazil

Costa Rica CCSS Universal Healthcare (Caja Costarricense de Seguro Social)

Costa Rica Caja Costarricense de Seguro Social (CCSS or "La Caja") is a universal public healthcare system that provides comprehensive medical services to all Costa Rican citizens and legal residents, funded through a tripartite contribution system of employers, employees, and the state, renowned internationally for achieving health outcomes comparable to developed nations at a fraction of the cost.

Type: Benefit Amount: Comprehensive healthcare; employee contribution is 5.5% of salary Deadline: Rolling Location: Costa Rica

Cuba Universal Healthcare System

Cuba Universal Healthcare System is a fully free, government-operated national health service that provides comprehensive medical care to all Cuban citizens and residents at no cost, organized around a community-based family doctor model with one of the highest doctor-to-patient ratios in the world, achieving health outcomes comparable to wealthy developed nations despite being a lower-middle-income country, including life expectancy of approximately 79 years and infant mortality of approximately 4.4 per 1,000 live births.

Type: Benefit Amount: Free universal healthcare at point of use Deadline: Rolling Location: Cuba

Ghana National Health Insurance Scheme (NHIS)

The Ghana National Health Insurance Scheme (NHIS) is a publicly funded universal healthcare program established by the Government of Ghana in 2003 that provides equitable access to basic healthcare services for all Ghanaian residents, covering approximately 95 percent of disease conditions affecting Ghanaians including outpatient consultations, inpatient hospital care, maternity services, emergency care, dental services, and eye care, administered by the National Health Insurance Authority with 16 regional offices and 166 district offices across the country.

Type: Benefit Amount: Free or low-cost healthcare coverage; informal-sector premiums roughly GHS 30-60/year Deadline: Rolling Location: Ghana

Indonesia Jaminan Kesehatan Nasional (National Health Insurance)

Indonesia Jaminan Kesehatan Nasional (JKN) is the world's largest single-payer national health insurance program, covering over 260 million people across the Indonesian archipelago through mandatory enrollment, providing comprehensive healthcare services from primary care to advanced hospital treatment, administered by the Social Security Agency for Health (BPJS Kesehatan).

Type: Benefit Amount: Comprehensive healthcare; premiums from IDR 42,000 to 150,000/month Deadline: Rolling Location: Indonesia

Japan National Health Insurance (Kokumin Kenko Hoken)

Japan's universal public health insurance system ensuring that every resident has access to affordable medical care, covering 70% of most healthcare costs including hospital visits, surgeries, prescriptions, dental care, and mental health services.

Type: Benefit Amount: Covers 70% of medical costs for most adults (80%–90% for children and elderly) Deadline: Rolling Location: Japan

Medicare - Services Australia

Australia Medicare is the universal public health insurance scheme that provides free or subsidized healthcare services to all Australian citizens and permanent residents, covering public hospital treatment, doctor visits, specialist consultations, and a wide range of medical services.

Amount: Free public hospital care plus subsidized GP, specialist, imaging, and pathology services Deadline: Rolling Location: Australia

Morocco AMO Tadamon (Universal Health Insurance)

Morocco AMO Tadamon (Assurance Maladie Obligatoire Tadamon) is a universal health insurance program that provides free comprehensive healthcare coverage to low-income Moroccan citizens who were previously covered under the RAMED system, forming a cornerstone of King Mohammed VI ambitious social protection generalization project launched in 2021 to extend mandatory health insurance to all Moroccans by 2025.

Type: Benefit Amount: Fully subsidized health insurance with 70%-90% reimbursement rates Deadline: Rolling Location: Morocco

Norway Folketrygden Healthcare (National Insurance Scheme)

Norway's universal healthcare system under the National Insurance Scheme (Folketrygden) providing all residents with access to subsidized medical care, free hospital treatment, and an annual cost cap (frikort) that eliminates copayments once out-of-pocket spending reaches NOK 3,040 per year.

Type: Benefit Amount: Free public hospital inpatient care; GP visits NOK 160 copay; specialist visits NOK 350 copay Deadline: Rolling Location: Norway

Philippines PhilHealth Universal Healthcare

Philippines PhilHealth is the national health insurance program administered by the Philippine Health Insurance Corporation that provides universal healthcare coverage to all Filipino citizens, ensuring access to affordable hospital care, outpatient services, preventive health programs, and prescription medications, with the government automatically enrolling and subsidizing premiums for indigent, senior citizen, and other vulnerable populations under the Universal Health Care Act of 2019.

Type: Benefit Amount: Hospital and outpatient coverage; premiums roughly PHP 500-5,100/month Deadline: Rolling Location: Philippines