Student Loans

FHA Loan 2025: Buy a House with Only 3.5% Down (Even with Bad Credit)

A complete guide to the 2025 FHA Loan program, featuring updated loan limits, student loan calculation rules, and low down payment options.

Type: Loan Amount: Loan limits vary by county ($498k - $1.1M+) Deadline: Ongoing Location: United States

Public Service Loan Forgiveness (PSLF)

Federal student loan forgiveness program for borrowers who work full time in qualifying public service jobs and make 120 qualifying payments.

Amount: Forgives remaining Direct Loan balance after 120 qualifying payments Deadline: Rolling Location: United States

Reduce Your Taxable Income: Student Loan Interest Deduction 2025 — Claim Up to $2,500

If you’re shouldering student loan payments, you already know the early years feel like throwing money into a deep well. Fortunately, the federal tax code quietly gives many borrowers a break: the student loan interest deduction.

Amount: Up to $2,500 tax deduction (reduces taxable income) Deadline: Apr 15, 2025 Location: United States

SAVE Plan Income-Driven Repayment

Income-driven repayment plan for federal student loans that lowers monthly payments and offers faster forgiveness for low balances.

Type: Benefit Amount: Monthly payments set at 5%–10% of discretionary income with forgiveness after 10–25 years Deadline: Ongoing Location: United States