Mortgage

FHA Basic Home Mortgage (Section 203(b))

HUD/FHA-insured mortgage program for purchase or refinance of a principal residence, including current 2026 loan-limit context and practical underwriting guidance.

Type: Loan Amount: Loan limits vary by county; 2026 one-unit limits range from $541,287 floor to $1,249,125 ceiling Deadline: Rolling through FHA-approved lenders Location: United States

Section 184 Indian Home Loan 2025: The 2.25% Down Guide

A complete, practical guide to the HUD Section 184 Indian Home Loan program, including who can apply, how the loan works, and what to do before and after applying.

Type: Loan Amount: Low down payment (2.25% on loans over $50,000 Deadline: No published annual deadline; applications are processed by approved lenders as files are submitted Location: United States