Low Income

UK Universal Credit

Monthly support from the Department for Work and Pensions (DWP) for people on a low income in the UK to help with living costs.

Type: Benefit Amount: Varies by household circumstances Deadline: Apply as needed Location: United Kingdom

USDA Commodity Supplemental Food Program (CSFP)

Monthly food packages of nutritious USDA commodities for low-income seniors aged 60 and older, distributed through local food banks and community organizations in all 50 states.

Type: Benefit Amount: Monthly food package valued at approximately $50–$80 containing shelf-stable proteins, grains, … Deadline: Rolling Location: United States

USDA Section 504 Home Repair Loans and Grants

USDA Rural Development’s Section 504 program offers 1% fixed-rate loans and grants to very low-income rural homeowners for health, safety, and accessibility home repairs.

Type: Benefit Amount: Loans up to $40,000; combined assistance up to $50,000 ($55,000 in disaster areas). Deadline: Rolling Location: United States

Utah Home Energy Assistance Target (HEAT) Program

Utah's HEAT program provides seasonal home energy bill support and crisis help for qualifying low-income households.

Type: Benefit Amount: Benefit levels vary by household need and available funds Deadline: Priority households: October 1-September 30; general public: November 1-September 30, unless LIHEAP funds are exhausted. Crisis help may be requested year-round. Location: Utah

Virginia Energy Assistance Program (EAP)

Virginia DSS energy assistance for eligible households that need help with heating, cooling, energy emergencies, or long-term energy savings.

Type: Benefit Amount: Varies by component and household circumstances Deadline: Fuel: second Tuesday in October through second Friday in November; Crisis: Nov 1-Mar 15; Cooling: June 15-Aug 15; Weatherization is separate Location: Virginia

Volunteer Income Tax Assistance (VITA) – Free Tax Preparation

Free tax return preparation and filing assistance for low-to-moderate-income individuals, persons with disabilities, the elderly, and limited-English speakers through IRS-certified volunteers at thousands of community sites nationwide. VITA helps eligible filers claim valuable tax credits including the Earned Income Tax Credit (EITC), Child Tax Credit, and education credits.

Type: Benefit Amount: Free tax prep; filers often claim refunds and credits worth thousands Deadline: Rolling Location: United States

Water | Portland.gov

A Portland Water Bureau assistance program for eligible single-family customers covering sewer, stormwater, and water bills, plus crisis and leak-help support.

Amount: Income-based bill discounts, crisis vouchers up to $500, and leak-related support options Deadline: No fixed annual deadline; apply anytime and reapply every two years Location: Oregon and Portland

We Care – Customer Assistance – Philadelphia Water Department

Income-based assistance for Philadelphia Water Department bills through TAP, special hardship pathways, and related application support.

Amount: Income-based bill reduction through the Tiered Assistance Program (TAP), plus potential debt … Deadline: No fixed annual deadline is listed; urgent shutoff-risk applications receive temporary protection while reviewed Location: Pennsylvania and Philadelphia

Win Up to 55K Per Year for College: A Real Talk Guide to the Jack Kent Cooke College Scholarship

If you are a high-achieving high school senior staring down the cost of college and thinking, “How on earth am I supposed to pay for this?” — keep reading.

Amount: Up to $55,000 annually for up to four years Deadline: Nov 13, 2025 Location: United States

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin program that helps eligible households with part of heating costs, non-heating electricity costs, crisis help, and select furnace/water repair services.

Type: Benefit Amount: Varies by household size, income, and program type; no fixed flat grant Deadline: Regular assistance is typically tied to the Oct 1 to May 15 winter period; crisis help is available year-round Location: Wisconsin