Low Income

Montana Low Income Energy Assistance Program (LIEAP)

State-funded seasonal help for Montana households for heating and electricity costs, with an associated application and appeal process administered by DPHHS local offices.

Type: Benefit Amount: Varies by household size, income limits, dwelling type, and fuel source Deadline: LIHEAP applications accepted during the October 1 through April 30 heating season; weatherization can be applied for year-round Location: Montana

Nevada Energy Assistance Program (EAP)

Income-tested energy assistance for qualifying Nevada households, including annual support and crisis help through the Energy Assistance Program.

Type: Benefit Amount: Income-based annual benefit Deadline: Applications accepted July 1–June 30 each program year; reviewed year-round or until funding is exhausted Location: Nevada

NYC Fair Fares Reduced-Fare Transit Program

Official reduced-fare transit benefit that gives NYC residents 50% off subway, eligible bus, and Access-A-Ride fares through the Fair Fares NYC (FFNYC) program.

Type: Benefit Amount: 50% discount on eligible subway, eligible bus, and Access-A-Ride fares, with fare capping … Deadline: No fixed annual application deadline; enroll anytime and renew annually before your renewal notice deadline. Location: New York and New York City

Ohio Home Energy Assistance Program (HEAP)

Ohio utility-bill assistance program with HEAP, crisis support, and related payment-plan pathways for income-eligible households.

Type: Benefit Amount: Benefit amount varies by household size, income, fuel source, and utility account circumstances Deadline: May 30, 2026 Location: Ohio

Oregon Low Income Home Energy Assistance Program (LIHEAP)

Oregon's LIHEAP helps low-income households pay home energy costs through local Community Action Agencies and can also connect eligible families to safety-related and efficiency supports.

Type: Benefit Amount: Varies by household size, documented need, and local funds available at the time of application Deadline: Applications are taken year-round; local agencies may close intake based on county funding and demand Location: Oregon

Pay 50% to 100% of Your Child Care Costs with the CCDF Child Care Subsidy: A Practical Guide for US Families

Child care is the bill that never stops showing up. It arrives whether your car needs tires, your rent just jumped, or you’re trying—heroically—to finish a certificate program at night.

Amount: Varies; typically covers 50%–100% of approved child care costs with sliding co-pays Deadline: Ongoing Location: United States

Premium tax credit - Glossary | HealthCare.gov

Refundable tax credit that lowers the cost of ACA Marketplace health insurance premiums for eligible households.

Amount: Value varies; caps benchmark premium between 0% and 8.5% of household income Deadline: annual Open Enrollment (Nov–Jan) or qualifying life event Location: United States

Program Information

Statewide discount on home and mobile phone service for eligible low-income households in California.

Amount: $7.25 monthly federal Lifeline discount plus $14.85 state supplement Deadline: Apply within 30 days of receiving your California LifeLine application form Location: California

San Francisco Water Power Sewer

SFPUC Customer Assistance Program (CAP) helps qualifying low-income San Francisco households with water, wastewater, and Hetch Hetchy Power bill discounts.

Amount: Water/Wastewater: 25% or 40% discount, depending on income. Hetch Hetchy Power: 30% discount. Deadline: No fixed annual deadline. New applications are accepted on a rolling basis. Discounts run for 36 months and require renewal. Location: California and San Francisco

Seattle Utility Discount Program: 60% Off Electric and 50% Off Water/Sewer Bills for Low-Income Residents

The City of Seattle Utility Discount Program provides bill reductions for eligible households, with official discounts of 60% on Seattle City Light electric and 50% on Seattle Public Utilities services, plus annual recertification requirements.

Amount: 60% off Seattle City Light; no fixed annual application window Deadline: No annual application deadline published. Eligibility is tied to recertification schedule: most households every 2 years, senior-only households every 3 years when contacted by program staff Location: Seattle and Washington