Low Income

HUD Public Housing 2025: Income Limits & HOTMA Changes

A complete guide to HUD Public Housing for 2025, including new income limits, HOTMA asset rules, and how to apply for affordable apartments.

Type: Benefit Amount: Rent capped at 30% of your income Deadline: Ongoing (Waitlists open periodically) Location: United States

Idaho Low Income Home Energy Assistance Program (LIHEAP)

Helps Idaho households afford winter heating and summer cooling through bill credits, crisis aid, and energy education.

Type: Benefit Amount: $100–$1,200 per season for regular benefits Deadline: Heating season intake opens in October; cooling assistance offered May–July where available Location: Idaho

India Ayushman Bharat PM-JAY

The world's largest government-funded health insurance scheme, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides cashless and paperless health coverage of up to ₹5 lakh per family per year for secondary and tertiary hospitalization to over 55 crore (550 million) beneficiaries across India.

Type: Benefit Amount: Up to ₹5 lakh (approximately USD $6,000) per family per year for secondary and tertiary … Deadline: Rolling Location: India

Indiana Energy Assistance Program Guide 2025 to 2026 How to Get Up to 1000 Toward Your Heating and Electric Bills

If you live in Indiana and your winter plans mostly involve worrying about the next utility bill, the Energy Assistance Program (EAP) is absolutely worth your time. This is not a loan.

Amount: Winter benefit $150-$1,000 depending on fuel; crisis aid for shutoffs and furnace repair Deadline: Program year begins Oct 2; winter benefits close May 20 or until funds exhausted Location: Indiana

Kentucky Low Income Home Energy Assistance Program

Offers subsidy and crisis benefits to help Kentucky households afford heating and cooling, along with referrals to weatherization and community supports.

Type: Benefit Amount: Subsidy benefit $50-$250 per month during season; crisis aid up to $600 per event Deadline: Subsidy program runs Nov–Mar; crisis intake Nov–Mar and spring cooling; applications accepted until funds exhausted Location: Kentucky

Legal Services Corporation (LSC) Free Civil Legal Aid

Free legal representation and advice for low-income Americans in civil matters including housing, family law, consumer rights, public benefits, health care, education, and immigration. LSC funds 132 independent legal aid organizations with over 800 offices across the country.

Type: Benefit Amount: Free legal services including attorney representation, legal advice, document preparation, and … Deadline: Rolling Location: United States

Lifeline Program for Low-Income Consumers

Program that provides a monthly discount on phone, internet, or bundled services for eligible consumers, with enhanced support available on Tribal lands.

Type: Benefit Amount: $9.25 monthly discount on qualifying phone, internet, or bundled services (up to $34.25 on … Deadline: Ongoing Location: United States

Los Angeles Utility Assistance Programs 2025 Guide: How to Cut Your LADWP Bill by 30 Percent or More

If you live in Los Angeles and your utility bill makes you wince every month, you are exactly who the Los Angeles Department of Water and Power had in mind when it built its low income and Lifeline discounts.

Amount: Up to $39 monthly electric discount, 25-30% water/sewer reduction, free efficient appliances, … Deadline: Apply anytime; renew every 2 years or when requested Location: California and Los Angeles

Louisiana Housing Corporation (LHC)

Provides regular and crisis bill payment help, weatherization referrals, and energy education for qualifying Louisiana households.

Amount: $100–$1,800 per year through regular and crisis awards based on income, energy burden, and … Deadline: Parishes accept applications on rotating schedules; crisis assistance year-round while funds last Location: Louisiana

Low Income Home Energy Assistance Program (LIHEAP)

Federal block grant that helps low-income households pay heating and cooling bills, provides weatherization and energy crisis intervention, and prevents utility shutoffs. Available in every state, the District of Columbia, U.S. territories, and tribal areas.

Type: Benefit Amount: Varies by state and household size; crisis payments can cover full past-due balances Deadline: Rolling Location: United States