Low Income

Get $300 to $500 Toward Your Heating Bill in North Carolina: A Practical Guide to the NC DHHS Low Income Energy Assistance Program (LIEAP)

Winter bills have a special talent: they show up loud, proud, and completely uninterested in your budget.

Amount: One-time heating payment $300-$500; crisis aid for disconnections and fuel delivery Deadline: Priority enrollment opens Dec 1 for seniors/disabled; general applications accepted Jan 1–Mar 31 Location: North Carolina

Get $300 to $750 Toward Your Heating Bill in South Carolina: A Practical Guide to the LIHEAP Utility Assistance Grant

South Carolina LIHEAP utility assistance grant providing $300-$750 toward heating costs for households at or below 150% of the Federal Poverty Guidelines, with crisis aid available for arrears, deposits, and equipment repairs.

Amount: Heating benefit $300-$750; crisis aid covers arrears, deposits, and equipment repairs Deadline: Applications accepted year-round while funds last; peak heating season Oct–Mar Location: South Carolina

Get Free or Low-Cost Health Insurance Through Medicaid: A State-by-State Guide to Coverage, Eligibility, and Applying Fast

There are two kinds of “financial emergencies” in America. The obvious one is when your car dies or your rent spikes.

Amount: Varies by state and medical services Deadline: Rolling Location: United States

Get Monthly Cash Assistance for Families With Children: A Practical Guide to TANF Benefits in the United States (Amount Varies)

There are plenty of programs that *sound* helpful until you try to use them. Pages of rules. Phone trees that test your will to live. A “helpful” checklist that somehow creates three more problems for every one it solves.

Amount: Varies by state and family size Deadline: Rolling Location: United States

Get Up to $750 in Oklahoma Utility Bill Help: A Practical Guide to the LIHEAP Energy Assistance Grant and Year-Round Crisis Aid

If your power bill has started to feel like a second rent payment, you’re not imagining things. In Oklahoma, extreme heat and real winter cold aren’t “a few uncomfortable weeks” — they’re full seasons that can chew through a paycheck.

Amount: Seasonal benefit $75-$750; crisis aid covers arrears, deposits, and emergency fuel Deadline: Winter applications open Dec; summer cooling May; Energy Crisis Assistance available year-round while funds last Location: Oklahoma

GST/HST credit - Overview - Canada.ca

Quarterly tax-free payments to help low- and modest-income Canadians offset the goods and services tax/harmonized sales tax they pay.

Type: Benefit Amount: Up to CAD $519 for singles, $680 for married/common-law couples, plus $179 per child (2024-25) Deadline: File annual tax return Location: Canada

Head Start and Early Head Start | Office of Head Start

Federal early childhood education and family services program with local enrollment, waiting-list pathways, and current eligibility-rule context.

Amount: Free comprehensive services for eligible families Deadline: Rolling enrollment; local program calendars and waiting lists apply Location: United States

Hill-Burton Free and Reduced-Cost Healthcare

Hundreds of hospitals and healthcare facilities across the United States are legally obligated to provide free or reduced-cost medical care to patients who cannot afford to pay. Under the Hill-Burton program, facilities that received federal construction funding must treat eligible patients regardless of ability to pay.

Type: Benefit Amount: Free or reduced-cost hospital and outpatient care Deadline: Rolling Location: United States

Home Energy Assistance Program

Pays a portion of Maine households’ heating costs, delivers crisis fuel, and connects families to weatherization and energy counseling.

Amount: $200–$3,000+ annually depending on income, fuel usage, and vulnerability Deadline: Intake opens July 1 for the upcoming heating season; crisis assistance available year-round while funding is available Location: Maine

HUD Housing Choice Voucher Homeownership Option

Lets eligible Housing Choice Voucher households convert rental vouchers into monthly homeownership assistance for mortgage payments and housing costs.

Type: Benefit Amount: Varies by PHA Deadline: Rolling (based on local Public Housing Authority intake cycles) Location: United States