Low Income

Kentucky Low Income Home Energy Assistance Program

Offers subsidy and crisis benefits to help Kentucky households afford heating and cooling, along with referrals to weatherization and community supports.

Type: Benefit Amount: Subsidy benefit $50-$250 per month during season; crisis aid up to $600 per event Deadline: Subsidy program runs Nov–Mar; crisis intake Nov–Mar and spring cooling; applications accepted until funds exhausted Location: Kentucky

Lifeline Program for Low-Income Consumers

Program that provides a monthly discount on phone, internet, or bundled services for eligible consumers, with enhanced support available on Tribal lands.

Type: Benefit Amount: $9.25 monthly discount on qualifying phone, internet, or bundled services (up to $34.25 on Tribal lands; up to $100 off first-time connection charges on Tribal lands) Deadline: Ongoing Location: United States

Los Angeles Utility Assistance Programs 2025 Guide: How to Cut Your LADWP Bill by 30 Percent or More

If you live in Los Angeles and your utility bill makes you wince every month, you are exactly who the Los Angeles Department of Water and Power had in mind when it built its low income and Lifeline discounts.

Amount: Up to $39 monthly electric discount, 25-30% water/sewer reduction, free efficient appliances, and debt relief options Deadline: Apply anytime; renew every 2 years or when requested Location: California and Los Angeles

Louisiana Housing Corporation (LHC)

Provides regular and crisis bill payment help, weatherization referrals, and energy education for qualifying Louisiana households.

Amount: $100–$1,800 per year through regular and crisis awards based on income, energy burden, and parish policies Deadline: Parishes accept applications on rotating schedules; crisis assistance year-round while funds last Location: Louisiana

Low Income Household Water Assistance Program (LIHWAP): Emergency Help for Water Bills

Emergency federal funding that helps low-income households pay overdue water and wastewater bills and avoid shutoffs. Typically provides $200-$2,500 in assistance.

Amount: Varies by state; typically $200-$2,500 in arrearage or reconnection assistance Deadline: Ongoing Location: United States

Medicaid: Free or Low-Cost Health Insurance for Low-Income Americans

Comprehensive health insurance for eligible low-income adults, children, pregnant individuals, seniors, and people with disabilities. Covers doctor visits, hospital care, prescriptions, mental health services, long-term care, and preventive screenings.

Amount: Varies by state and medical services Deadline: Rolling Location: United States

Medicare Savings Programs

State-run programs that pay Medicare premiums and, in some cases, deductibles and coinsurance for low-income beneficiaries.

Type: Benefit Amount: Covers Medicare Part B premiums ($2,000+ annually) and may cover Part A premiums and cost-sharing Deadline: Ongoing Location: United States

Montana Low Income Energy Assistance Program (LIEAP)

Pays part of home heating bills, delivers emergency fuel, and funds furnace repairs for eligible Montana households.

Type: Benefit Amount: $200–$2,500 per season depending on fuel type, consumption, and income; emergency grants available Deadline: Apply October 1–April 30 for regular benefits; crisis help offered year-round Location: Montana

NC DHHS: Low Income Energy Assistance

Provides annual heating bill credits and crisis assistance to eligible North Carolina households, with referrals to weatherization and utility protections.

Amount: One-time heating payment $300-$500; crisis aid for disconnections and fuel delivery Deadline: Priority enrollment opens Dec 1 for seniors/disabled; general applications accepted Jan 1–Mar 31 Location: North Carolina

Nevada Energy Assistance Program (EAP)

Provides annual credits and crisis help to offset electric, gas, and propane costs for low-income Nevada households.

Type: Benefit Amount: $180–$1,800 per year depending on income, household energy burden, and utility costs Deadline: Applications accepted July 1–June 30 each program year; apply early for full benefits Location: Nevada