Loan

SBA 504 Loan Program: Up to $5.5 Million in Fixed-Rate Financing for Commercial Real Estate and Equipment

Long-term, fixed-rate financing for major fixed assets through a partnership between Certified Development Companies and private lenders. Requires only 10% down payment for real estate purchases.

Type: Loan Amount: Typically up to $5 million ($5.5 million for select projects) Deadline: Rolling Location: United States

SBA Disaster Assistance Loans Guide 2025 How to Get Up to 2 Million to Rebuild After a Disaster

When a hurricane tears off your roof, a wildfire wipes out your shop, or a flood ruins everything on the first floor, you are not thinking about interest rates. You are thinking: How do I fix this, and how fast?

Amount: Up to $500,000 for homeowners (real estate), $100,000 for renters (personal property), $2 million for businesses Deadline: Varies by declaration Location: United States

SBA Microloan Program: Up to $50,000 for Small Businesses and Startups

Microloans up to $50,000 for small businesses and startups via nonprofit intermediary lenders, plus technical assistance and business counseling. Average loan is $14,000 with terms up to 6 years.

Type: Loan Amount: Up to $50,000; average $14,000 Deadline: rolling application Location: United States

Section 184 Indian Home Loan 2025: The 2.25% Down Guide

A complete guide to the HUD Section 184 Indian Home Loan, offering 2.25% down payments and flexible underwriting for Native American borrowers.

Type: Loan Amount: Loan limits up to 150% of FHA limits | 2.25% Down Payment Deadline: Ongoing Location: United States

Spain ENISA Innovation Loans: Get €25,000 to €1.5M for Your Startup with No Collateral Required

Spanish innovative SMEs can access participative loans from €25,000 to €1.5 million through ENISA. No collateral required, repayments linked to business performance, and interest rates tied to profitability.

Type: Loan Amount: EUR 25,000 to EUR 1,500,000 Deadline: Rolling (apply anytime; typical approval/disbursement timelines vary) Location: Spain

Up to $350,000 in SBA-Backed Loans for Underserved Small Businesses: Complete Guide to Community Advantage

Mission-driven SBA 7(a) loan program offering affordable financing to underserved small businesses through community lenders.

Type: Loan Amount: Up to $350,000 with SBA guaranty up to 85% Deadline: Rolling applications through participating Community Advantage lenders Location: United States

USDA Community Facilities Loan & Grant: Funding for Rural Infrastructure

Low-interest loans and grants that help rural communities build and improve essential facilities such as clinics, public safety buildings, and childcare centers.

Type: Loan Amount: Up to 100% of Project Cost (Loan) + Grants (up to 75% for poorest areas) Deadline: Rolling (Year-Round) Location: United States

USDA ReConnect Loan and Grant Program

USDA financing for broadband deployment in rural and tribal communities lacking high-speed internet access.

Type: Grant Amount: Grants up to $35M, loans up to $50M, and 50/50 loan-grant combinations Deadline: Mar 31, 2025 Location: United States

USDA Section 515 Rural Rental Housing Direct Loan Guide: How to Secure 1 Percent Financing for Rural Affordable Housing

If you work in affordable housing and rural communities keep coming up short, the USDA Section 515 Rural Rental Housing Direct Loan program should be on your short list of tools. It is not flashy. It is not fast.

Amount: Up to 100% of development costs (or appraised value) with 1% effective interest rate and up to 50-year term Deadline: Annual Notice of Funding Availability (NOFA) and rolling applications through USDA Rural Development state offices Location: United States