Insurance

COBRA Health Insurance Continuation: How to Keep Your Coverage After Job Loss or Divorce

Losing a job is bad enough. Losing your health insurance on top of it can feel like getting kicked while you are already down. That is exactly the nightmare COBRA is designed to prevent. COBRA is not a grant or a subsidy.

Amount: Varies; participants pay full premium plus up to 2% administrative fee Deadline: Generally 60 days to elect coverage after notice Location: United States

Connecticut HUSKY Health

Comprehensive Medicaid and Children’s Health Insurance coverage for Connecticut residents across HUSKY A, B, C, and D programs.

Type: Benefit Amount: Covers full medical, behavioral health, dental, and pharmacy benefits with minimal or no … Deadline: Year-round enrollment; renewals tied to annual eligibility reviews Location: United States - Connecticut

Enroll in Original Medicare Parts A and B (2024): How to Get Premium Free Hospital Coverage and Start Part B at $174.70 Per Month

Most people think Medicare enrollment is a single chore: circle a date on the calendar, fill out a form, move on with life.

Amount: Part A premium-free with sufficient work history; Part B premium $174.70/month in 2024 Deadline: Initial, General, and Special Enrollment Periods Location: United States

Federal Bonding Program – Free Fidelity Bonds for Hard-to-Place Job Seekers

Free fidelity bonds (insurance policies) that protect employers against employee theft, fraud, or dishonesty for hard-to-place job seekers including people with criminal records, individuals in recovery from substance abuse, welfare recipients, and others who face barriers to employment. Bonds eliminate a major hiring barrier by removing employer risk at no cost to the job seeker or employer.

Type: Benefit Amount: Free fidelity bond coverage of $5,000 to $25,000 for the first 6 months of employment Deadline: Rolling Location: United States

Florida KidCare Health Coverage

Subsidized health insurance marketplace for Florida children offering Medicaid, MediKids, Florida Healthy Kids, and Children’s Medical Services plans.

Type: Benefit Amount: Low-cost or free comprehensive health coverage for children age 0–18 Deadline: Enrollment open year-round Location: United States - Florida

Free or Low-Cost Health Coverage for Kids: A Practical Guide to the Children’s Health Insurance Program (CHIP)

Health insurance for kids in the U.S. can feel like a cruel riddle: you earn “too much” for Medicaid, but not nearly enough to handle $400 urgent care bills, inhalers that cost more than your car payment, and surprise ER visits.

Type: Benefit Amount: Varies by state; covers comprehensive health benefits Deadline: Ongoing Location: United States

Get Free or Low-Cost Health Insurance Through Medicaid: A State-by-State Guide to Coverage, Eligibility, and Applying Fast

There are two kinds of “financial emergencies” in America. The obvious one is when your car dies or your rent spikes.

Amount: Varies by state and medical services Deadline: Rolling Location: United States

Oregon Health Plan (OHP)

Comprehensive Medicaid coverage for low- and moderate-income Oregonians with expanded eligibility through 2025.

Type: Benefit Amount: Full medical, dental, behavioral health, and vision coverage Deadline: Rolling enrollment Location: United States - Oregon

Premium tax credit - Glossary | HealthCare.gov

Refundable tax credit that lowers the cost of ACA Marketplace health insurance premiums for eligible households.

Amount: Value varies; caps benchmark premium between 0% and 8.5% of household income Deadline: annual Open Enrollment (Nov–Jan) or qualifying life event Location: United States

VA Health Care Benefits for Veterans: Complete Enrollment Guide for 2025

Comprehensive medical, mental health, and pharmacy services for eligible veterans through the VA health care system.

Type: Benefit Amount: Value varies; many services have no premiums with limited copays based on priority group Deadline: rolling application Location: United States