Housing

Senior School Property Tax Relief - Department of Finance - State of Delaware

State subsidy that reimburses part of Delaware school property taxes for eligible seniors and disabled residents.

Amount: Credits up to 50% of school property taxes, capped at $500 per year Deadline: Apply through your county assessment office by April 30 for relief on the upcoming tax bill Location: Delaware

Singapore Central Provident Fund (CPF)

The Singapore Central Provident Fund (CPF) is a comprehensive mandatory social security savings scheme that provides working Singaporeans and Permanent Residents with a robust framework for retirement income, healthcare financing, home ownership, and family protection through employer and employee contributions to individual accounts managed by the CPF Board.

Type: Benefit Amount: Combined employer and employee contributions can reach 37% of wages Deadline: Rolling Location: Singapore

South Carolina Homestead Exemption

Property tax exemption that shields up to $50,000 of a primary residence's fair market value for eligible South Carolina seniors and residents with disabilities.

Type: Benefit Amount: $50,000 reduction in taxable value on a primary legal residence Deadline: Apply with your county auditor or assessor between January 1 and July 15 for the current tax year Location: South Carolina

Stop Foreclosure and Catch Up on Housing Bills: Homeowner Assistance Fund Grants Up to $75,000 in COVID Hardship Help

If you’re behind on your mortgage (or property taxes, or HOA dues, or utilities) and your finances took a hit after January 21, 2020, the **Homeowner Assistance Fund (HAF)** is one of the rare government programs that can actually change your mo...

Amount: Up to $75,000 depending on the state program; average awards range from $10,000 to $40,000 Deadline: Varies by state (many programs accepting applications until funds are exhausted in 2025) Location: United States

Tennessee Property Tax Relief: Get Up to $1,500 Off Your Property Taxes if You Are Elderly, Disabled, or a Veteran

State-funded reimbursements that cover part of the property taxes on a primary residence for qualifying Tennessee homeowners.

Type: Benefit Amount: Varies by county Deadline: Apply through your county trustee by 35 days after the April tax delinquency date (typically early April or mid-May depending on county) Location: Tennessee

USDA Section 502 Direct Home Loan

Zero-down payment mortgage option for very low- and low-income rural homebuyers, financed directly by USDA Rural Development.

Type: Loan Amount: Loan limit varies by county Deadline: Rolling Location: United States - Rural

USDA Section 504 Home Repair Loans and Grants

USDA Rural Development’s Section 504 program offers 1% fixed-rate loans and grants to very low-income rural homeowners for health, safety, and accessibility home repairs.

Type: Benefit Amount: Loans up to $40,000; combined assistance up to $50,000 ($55,000 in disaster areas). Deadline: Rolling Location: United States

USDA Section 515 Rural Rental Housing Direct Loan Guide: How to Secure 1 Percent Financing for Rural Affordable Housing

If you work in affordable housing and rural communities keep coming up short, the USDA Section 515 Rural Rental Housing Direct Loan program should be on your short list of tools. It is not flashy. It is not fast.

Amount: Up to 100% of development costs (or appraised value) with 1% effective interest rate and up to … Deadline: Annual Notice of Funding Availability (NOFA) and rolling applications through USDA Rural Development state offices Location: United States

VA Home Loan Benefits 2025: How Veterans Can Buy a Home with $0 Down

If you’re a Veteran, service member, or surviving spouse and you think you “can’t afford a house,” the VA home loan program might change your mind very quickly. This isn’t a tiny perk buried in your benefits packet.

Type: Benefit Amount: Loan amounts up to conforming limits with zero down; funding fee varies 0.5%–3.3% Deadline: rolling application Location: United States

Vermont Homestead Declaration and Property Tax Credit

Income-based state program for Vermont resident homeowners that lowers property tax bills through annual homestead filing and a property tax credit.

Type: Benefit Amount: Up to about $8,000 total (education and municipal portions Deadline: File Homestead Declaration and Property Tax Credit by April 15 each year, with limited late filing windows. Location: Vermont