Health Insurance
Ghana National Health Insurance Scheme (NHIS)
The Ghana National Health Insurance Scheme (NHIS) is a publicly funded universal healthcare program established by the Government of Ghana in 2003 that provides equitable access to basic healthcare services for all Ghanaian residents, covering approximately 95 percent of disease conditions affecting Ghanaians including outpatient consultations, inpatient hospital care, maternity services, emergency care, dental services, and eye care, administered by the National Health Insurance Authority with 16 regional offices and 166 district offices across the country.
India Ayushman Bharat PM-JAY
The world's largest government-funded health insurance scheme, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides cashless and paperless health coverage of up to ₹5 lakh per family per year for secondary and tertiary hospitalization to over 55 crore (550 million) beneficiaries across India.
Indonesia Jaminan Kesehatan Nasional (National Health Insurance)
Indonesia Jaminan Kesehatan Nasional (JKN) is the world's largest single-payer national health insurance program, covering over 260 million people across the Indonesian archipelago through mandatory enrollment, providing comprehensive healthcare services from primary care to advanced hospital treatment, administered by the Social Security Agency for Health (BPJS Kesehatan).
Japan National Health Insurance (Kokumin Kenko Hoken)
Japan's universal public health insurance system ensuring that every resident has access to affordable medical care, covering 70% of most healthcare costs including hospital visits, surgeries, prescriptions, dental care, and mental health services.
Morocco AMO Tadamon (Universal Health Insurance)
Morocco AMO Tadamon (Assurance Maladie Obligatoire Tadamon) is a universal health insurance program that provides free comprehensive healthcare coverage to low-income Moroccan citizens who were previously covered under the RAMED system, forming a cornerstone of King Mohammed VI ambitious social protection generalization project launched in 2021 to extend mandatory health insurance to all Moroccans by 2025.
Netherlands Zorgtoeslag (Healthcare Allowance)
The Netherlands Zorgtoeslag is a monthly government subsidy administered by the Belastingdienst/Toeslagen (Tax and Customs Administration) that helps residents with low to moderate incomes pay their mandatory health insurance premiums under the Dutch universal healthcare system (Zorgverzekeringswet).
Philippines PhilHealth Universal Healthcare
Philippines PhilHealth is the national health insurance program administered by the Philippine Health Insurance Corporation that provides universal healthcare coverage to all Filipino citizens, ensuring access to affordable hospital care, outpatient services, preventive health programs, and prescription medications, with the government automatically enrolling and subsidizing premiums for indigent, senior citizen, and other vulnerable populations under the Universal Health Care Act of 2019.
South Korea National Health Insurance
South Korea's mandatory universal health insurance program covering all residents with comprehensive medical, dental, and pharmaceutical benefits through a single-payer system administered by the National Health Insurance Service (NHIS).
State Health Insurance Assistance Program (SHIP) – Free Medicare Counseling
Free, unbiased health insurance counseling for Medicare beneficiaries, their families, and caregivers through a nationwide network of trained volunteer counselors. SHIP helps seniors and people with disabilities understand Medicare options, compare plans, enroll in coverage, resolve billing problems, and access cost-saving programs—saving beneficiaries an average of $1,000+ per year in healthcare costs.
Vietnam Social Health Insurance (Bảo hiểm Y tế)
Vietnam Social Health Insurance (Bảo hiểm Y tế, commonly known as BHYT) is the national mandatory health insurance system administered by Vietnam Social Security (VSS) that covers over 92 million people — approximately 93% of the population — providing access to a comprehensive package of healthcare services at public hospitals and registered clinics, with the government fully subsidizing premiums for ethnic minorities, the poor, children under 6, the elderly, and other vulnerable groups.