Federal

Public Service Loan Forgiveness in the US: How to Get Your Federal Student Loans Forgiven After 120 Payments

There are two kinds of student-loan advice in America. The kind that’s basically “make more money,” and the kind that actually changes your life. **Public Service Loan Forgiveness (PSLF)** is firmly in the second category.

Amount: Forgives remaining Direct Loan balance after 120 qualifying payments Deadline: Rolling Location: United States

Reduce Your Medical School Debt with a Federal Loan Repayment Program: How to Earn Up to $25,000 Per Year Through the IHS Loan Repayment Program

If you’re a health professional carrying educational debt like it’s an extra organ you didn’t ask for, the Indian Health Service (IHS) Loan Repayment Program deserves your attention.

Amount: Up to $25,000 per year in loan repayment with two-year initial service commitment Deadline: Applications accepted year-round with priority deadlines in February Location: United States

Refugee Resettlement Program – Cash, Medical, and Social Services for Refugees

Comprehensive resettlement assistance for refugees, asylees, Cuban/Haitian entrants, Special Immigrant Visa holders, and certified trafficking victims including cash assistance, medical screening and coverage, employment services, English language training, case management, and social adjustment support through a nationwide network of resettlement agencies and state programs.

Type: Benefit Amount: One-time $2,375 resettlement grant plus up to $1,225/month cash assistance Deadline: Rolling Location: United States

Research Project Grant (R01) | NIH

NIH R01 overview with current standard due-date cycles, registration requirements, and application workflow guidance.

Amount: Varies by institute and FOA Deadline: Jun 5, 2026 Location: United States and Global (institution and FOA dependent)

Save 50 Percent on a Home: Guide to the HUD Good Neighbor Next Door Program

If you are a teacher, police officer, firefighter, or EMT and you think homeownership is out of reach, this federal program may prove you wrong in a big way.

Amount: 50% discount on HUD-owned homes plus $100 down payment option Deadline: Rolling Location: United States

SAVE Plan Income-Driven Repayment

Income-driven repayment plan for federal student loans that lowers monthly payments and offers faster forgiveness for low balances.

Type: Benefit Amount: Monthly payments set at 5%–10% of discretionary income with forgiveness after 10–25 years Deadline: Ongoing Location: United States

SBA Disaster Assistance Loans Guide 2025 How to Get Up to 2 Million to Rebuild After a Disaster

When a hurricane tears off your roof, a wildfire wipes out your shop, or a flood ruins everything on the first floor, you are not thinking about interest rates. You are thinking: How do I fix this, and how fast?

Amount: Up to $500,000 for homeowners (real estate), $100,000 for renters (personal property), $2 … Deadline: Varies by declaration Location: United States

SBA Microloan Program: Up to $50,000 for Small Businesses and Startups

Microloans up to $50,000 for small businesses and startups via nonprofit intermediary lenders, plus technical assistance and business counseling. Average loan is $14,000 with terms up to 6 years.

Type: Loan Amount: Up to $50,000; average $14,000 Deadline: rolling application Location: United States

Senior Community Service Employment Program (SCSEP)

Federally funded part-time job training and community service employment for low-income adults age 55 and older. Participants earn minimum wage or higher while training at nonprofit and government host agencies, gaining skills and experience to transition into unsubsidized employment. The program serves approximately 40,000 older Americans annually through a nationwide network of grantees.

Type: Benefit Amount: Part-time paid community service positions at minimum wage or higher (typically 20 hours per … Deadline: Rolling Location: United States

Senior Medicare Patrol (SMP) – Free Medicare Fraud Detection and Prevention

Free education, counseling, and assistance to help Medicare and Medicaid beneficiaries detect, prevent, and report healthcare fraud, errors, and abuse. Trained SMP volunteers review Medicare statements with beneficiaries, identify suspicious charges, and assist with reporting—helping to protect both individual beneficiaries and the Medicare Trust Fund from an estimated $60 billion+ in annual fraud.

Type: Benefit Amount: Free Medicare fraud review and reporting help Deadline: Rolling Location: United States