Education

Public Service Loan Forgiveness in the US: How to Get Your Federal Student Loans Forgiven After 120 Payments

There are two kinds of student-loan advice in America. The kind that’s basically “make more money,” and the kind that actually changes your life. **Public Service Loan Forgiveness (PSLF)** is firmly in the second category.

Amount: Forgives remaining Direct Loan balance after 120 qualifying payments Deadline: Rolling Location: United States

SAVE Plan Income-Driven Repayment

Income-driven federal student loan repayment program details for federal Direct Loans, with current court-action status and practical application guidance.

Type: Benefit Amount: Historically based on income and family size Deadline: Ongoing Location: United States

Secure Up to $3,000 for Your Physics Teaching Career: A Complete Guide to the 2025 Barbara Lotze Scholarship

Official details for the 2025 Barbara Lotze Scholarship for Future Physics Teachers, including eligibility, timeline, practical preparation, common mistakes, and what to do next.

Amount: Up to $3,000 (renewable for up to 4 years) Deadline: Dec 1, 2025 Location: United States

Senior Medicare Patrol (SMP) – Free Medicare Fraud Detection and Prevention

Free education, counseling, and assistance to help Medicare and Medicaid beneficiaries detect, prevent, and report healthcare fraud, errors, and abuse. Trained SMP volunteers review Medicare statements with beneficiaries, identify suspicious charges, and assist with reporting—helping to protect both individual beneficiaries and the Medicare Trust Fund from an estimated $60 billion+ in annual fraud.

Type: Benefit Amount: Free Medicare fraud review and reporting help Deadline: Rolling Location: United States

South Carolina Tuition Grants

Need-based tuition grants for legal South Carolina residents attending full-time at participating in-state independent nonprofit colleges.

Type: Grant Amount: Up to $5,000 for the 2025-2026 award year; updated annually Deadline: FAFSA by August 1 (2025-2026 deadline was August 1, 2025; 2026-27 deadline is August 1, 2026); annual December 15 eligibility deadline Location: United States - South Carolina

State Vocational Rehabilitation (VR) Services

Free career services for people with physical, mental, intellectual, or sensory disabilities through a nationwide network of state vocational rehabilitation agencies. Services include career counseling, job training, education assistance, assistive technology, job placement, and ongoing support—all at no cost to eligible individuals.

Type: Benefit Amount: Comprehensive employment services at no cost Deadline: Rolling Location: United States

Strengthen Schools and Keep Kids Learning: Nepal Mountain Education Resilience Fund Grant (NPR 260,000,000 per Municipality)

If you run a municipality or lead an education-focused NGO in Nepal’s mountain districts, this one is for you.

Amount: NPR रु 260,000,000 per municipality Deadline: May 5, 2025 Location: Nepal

TEACH Grant

Up to $4,000 per year for education students who commit to teaching high-need subjects in low-income schools.

Type: Grant Amount: $4,000 per year (prorated after sequestration) Deadline: FAFSA priority deadlines Location: United States

Teacher Loan Forgiveness

Federal program that forgives up to $17,500 in Direct or FFEL loans for qualifying teachers serving in low-income schools.

Amount: Up to $17,500 in loan principal forgiven after five consecutive academic years Deadline: Apply after completing five years; submit before loans are consolidated or paid off Location: National

Tennessee Promise Scholarship

Last-dollar scholarship and mentoring program covering tuition and mandatory fees at Tennessee community and technical colleges for recent high school graduates.

Type: Scholarship Amount: Covers last-dollar tuition and mandatory fees at eligible colleges Deadline: Key deadlines: November 1 application, December 31 FAFSA Location: United States - Tennessee